Sources of Money to Help You Through Difficult Times*

The world is always going through troubling times. Whether it’s your job security at stake or personal complications giving you grief, we could all do with a bit of financial relief to take the edge off our stress. This is especially important when we’re unable to work as much as we like, meaning our overall income takes a hit and we can’t afford to pay for certain luxuries that would otherwise help us through difficult times.

*’This is a contributed/collaborative/partnered post’. Some parts were added in by myself. All my blog posts include affiliate advertisements. If you are living in the UK, at this moment in time please make sure you sign up to Universal Credit/contact your employer about furlough.

So in this post, we’re going to take a look at some often-forgotten sources of money that can help you through a tough time.


  1. Remember that savings account you have?

A surprising number of people forget that they have savings accounts, especially if it’s something that they’ve not touched for a long time. While a lot of people manually deposit money into a savings account, others tend to completely forget about it because it’s done automatically.

So if you’ve forgotten about a long-lost savings account, try and dig up the books and see how much is left inside of it. If you’re in a really difficult financial situation then you may need to resort to taking some of the savings you’ve set aside for your child’s schooling or future expenses.


  1. Offloading some of your clutter

Another surprising source of money, especially for large growing families, is to get rid of some of the clutter in your home. This can be old toys, electronics or even furniture that you no longer need. Much of this can be sold on websites such as eBay or even locally to neighbours, friends and family members.

This can be a great way to clean up your home, get rid of clutter and also make some money in the process.

I am currently hosting a sale on some of my wax melts! Live outside the UK? Please be aware all orders are delayed by 3-4 weeks. Click the picture to check my shop out!
  1. Have you considered a secured loan?

A secured loan is arguably one of the quickest ways to help you deal with large expenses or to bring you out of financial difficulties. However, this isn’t the smartest idea if you don’t have a very good credit rating or if you’re not sure if you can pay it back in the future.

You may want to take a look at homeowner loan FAQs to see if you’re an eligible candidate for something like a secured loan. As long as you understand everything about these loans, it could be a great choice to help you recover from debts or to build up an emergency fund.


  1. Pawning items that aren’t as important in your life

One of the most popular things to pawn off is jewellery. This could be things such as necklaces, earrings or even rings that you no longer wear. If they don’t have much sentimental value and you don’t wear them very often, then it could be a wise idea to pawn them off for a bit of cash. You can always reclaim them (usually at a slightly higher cost) if you change your mind.

While it can be difficult to find money when you’re in a tight financial situation, you can still rely on some of these methods as a backup or last resort. Hopefully, some of these tips have given you some ideas on how you can recover from your difficult financial situation.



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